The Free Maryland Down Payment Assistance Guide
A plain-English walkthrough of the Maryland Mortgage Program, the DPA menu, Flex, and Partner Match, written for buyers. Get the guide, or just talk it through with Mike.
What is inside the guide
The guide walks a Maryland buyer through the whole picture in plain language: how the DPA menu works and how to pick your amount, how Flex opens the program to repeat buyers, how Partner Match lets you stack outside help, and what it takes to qualify. It covers the 640 credit floor, the jurisdiction income limits, and the zero-percent deferred second structure. No jargon, no sales pitch, just what you need to decide whether the Maryland Mortgage Program is right for you.
Prefer to just talk it through?
Some buyers would rather skip the reading and get a straight answer, including which DPA amount fits their purchase. That is fine, tell Mike your county, credit range, and whether you have owned before or served, and he will map your Maryland Mortgage Program options in a 20-minute call. No obligation, no pressure. Call (480) 296-6513 or start the quiz above.
Common questions
What does the Maryland down payment assistance guide cover?
It covers the DPA menu (3%/4%/5%, $6,000, or 6% HomeStart) and how to choose, Flex for repeat buyers, Partner Match for stacking outside help, the 640 credit floor, jurisdiction income limits, and the 0% deferred second structure.
Is the Maryland down payment guide really free?
Yes. The guide is free with no obligation. You can read it and decide on your own, or reach out to Mike Certo to talk through which DPA amount fits your purchase.
Get the guide or talk to Mike
Tell us your county, credit range, and price target, and we’ll map your Maryland path in a no-pressure 20-minute call. No obligation.