Prince George's County Down Payment Assistance (Maryland Mortgage Program)
Prince George's County offers DC-area access at more attainable prices, and the Maryland Mortgage Program helps buyers close the gap. Here is how the DPA menu, Flex, and Partner Match work across the county.
How the Maryland Mortgage Program works in Prince George’s County
Prince George’s County gives buyers proximity to Washington, D.C., at prices more attainable than Montgomery County next door, and the Maryland Mortgage Program helps close the down payment gap. You choose your DPA, 3%, 4%, or 5% of the loan, a flat $6,000, or 6% through HomeStart, all as zero-percent deferred seconds. Because prices here are more moderate, the assistance covers a larger share of a typical purchase than in the higher-cost DC suburbs. A 640 credit score qualifies.
Buying across Prince George’s County
The county spreads across a wide map. Bowie and Upper Marlboro to the east carry newer single-family homes, Laurel and College Park to the north draw university and commuter buyers, and the inner-Beltway communities of Hyattsville, Riverdale Park, and Suitland offer condos and townhomes near Metro. Joint Base Andrews anchors the county’s southern side, drawing many military and federal buyers. MMP works across all of it, with limits set by jurisdiction.
A fit for military and federal buyers
Prince George’s County has a large military and federal workforce, and the program fits well. For service members and veterans, pairing a VA loan with MMP means the DPA covers closing costs on a zero-down purchase, see our DPA + VA page. And because the county and various agencies run their own homeownership help, MMP’s Partner Match can layer matching funds on top. Between the DPA menu and Partner Match, a Prince George’s buyer has real room to work with.
The Maryland Mortgage Program sets income and sales-price limits by jurisdiction and household size, and publishes the current figures on the Maryland Mortgage Program. Confirm your county limits before relying on one. See our eligibility page.
Common questions
How much down payment assistance can I get in Prince George's County?
Through the Maryland Mortgage Program you choose 3%, 4%, or 5% of the loan, a flat $6,000, or 6% (HomeStart). Because Prince George's prices are more attainable than Montgomery County, the assistance covers a larger share of a typical purchase. All are 0% deferred seconds.
Is there down payment help for military families in Prince George's County?
Yes. Pairing a VA loan with the Maryland Mortgage Program lets the DPA cover closing costs on a zero-down purchase, a strong fit near Joint Base Andrews. County programs can also layer on through Partner Match.
Can repeat buyers get down payment assistance in Prince George's County?
Yes. The Maryland Mortgage Program's Flex line serves repeat buyers as well as first-time buyers, with the same DPA menu and a 640 credit score requirement.
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